Consumer Protection in IUL Insurance
Your rights, protections, and resources to ensure you receive fair treatment and make informed decisions about Indexed Universal Life insurance.
Common Risks in IUL Insurance
Understanding these risks helps you make informed decisions and protect your financial future.
Understanding these risks helps you make informed decisions and protect your financial future.
Understanding these risks helps you make informed decisions and protect your financial future.
Understanding these risks helps you make informed decisions and protect your financial future.
Your Rights as a Consumer
As a consumer of insurance products, you have fundamental rights that protect your interests and ensure fair treatment. These rights are designed to give you transparency, choice, and recourse when dealing with insurance professionals.
Regulatory Protections
Required disclosures (not FDIC insured, risk of value loss)
Protect personal data and security standards
Insurance can't be required for loans or credit
NFIA Commitment to Consumer Protection
All NFIA agents undergo rigorous background checks and maintain current licensing requirements.
Strict ethical standards and ongoing monitoring to ensure compliance with industry best practices.
Continuous training programs and clear communication about products, risks, and benefits.
Dedicated process for addressing concerns and resolving disputes fairly and promptly.
NFIA Contact Information
Verification Hotline
1-800-NFIA-VER
Monday–Friday 8AM–8PM EST
Headquarters
Washington, DC
Federal District Office
For agent verification inquiries, consumer protection concerns, or professional certification questions, contact the National Federation of Insurance Agents through our official channels listed above.