Kristen Smith
Certified Insurance Professional
Official NFIA Membership Number
NAFIV03
NPN License Number
7459003 ✔
Licensed in the following states:
With 23 years as a licensed insurance professional, I bring deep experience and a steady, client-first approach to every family I serve across Maryland, Mississippi, Michigan, Iowa, Nevada, and Missouri. Much of my career has been dedicated to helping school teachers plan confidently for retirement, translating complex financial decisions into clear, practical strategies built around each client's goals. Backed by a degree in business and economics, I combine technical knowledge with genuine care to help individuals and families protect what matters most and build lasting financial security. Family is at the heart of everything I do, and that same dedication guides how I look after the people I am privileged to serve.
Integrity Testing
Comprehensive background checks and ethical standards verification
Skill Validation
Proven expertise through rigorous testing and peer review
Professional Commitment
Ongoing education and adherence to industry best practices
NFIA verification guarantees that agents have passed comprehensive morality and integrity tests, demonstrated proven skill and knowledge in the insurance industry, and committed to the highest levels of responsibility, ethics, and professionalism.
Ready to Secure Your Future?
Schedule a consultation with Kristen to discuss your insurance needs and discover personalized coverage solutions designed to protect what matters most to you.